Centaur Fixed Income Bond

The CFIB is now closed and no longer accepting subscriptions.

Centaur Fixed Income Bond

Providing high yield fixed income returns through listed debt

What Is

The Centaur Fixed Income Bond

The Centaur Fixed Income Bond is a ‘bond’ or ‘debt security’ issued by Centaur Group Finance Ltd, acting in respect of its ‘segregated account’ #5 ‘Centaur Fixed Income Bond’ (the “Issuer”). The Issuer is a wholly owned subsidiary of Centaur Holdings Ltd (“Centaur”), a global investment holding company with interests in sectors ranging from asset management, wealth management, private equity, venture capital, mining and natural resources and agricultural investments. The Centaur Group consists of over 35 portfolio companies and subsidiaries.

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Investments Highlights

  • Monthly coupon payments
  • Minimum investment from GBP USD 500,000
  • GBP £ and USD $ denominated options
  • Suitable for ISA, SIPP, SSAS, QROPS, Portfolio Bond and Investment Platforms
  • Investment Advisor actively manages security of the Bond
  • Flexibility to choose the term and coupon to suit your investment objective
  • Listed on the Bermuda Stock Exchange
  • Fixed Return
  • Zero Volatility
  • Regular income from savings
centaur fixed income bond
Fixed Income Bond

How the funds will be used

How secure is my investment?

Types of security used by Centaur Asset Management

The Centaur Fixed Income Bond (“CFIB”) is a 25m USD bond designed to offer investors fixed and uncorrelated returns, whilst providing regular monthly income. The funds raised from the CFIB will be utilized to finance the development and expansion of the current Centaur Group mining and natural resources operations and projects.

The CFIB is the fifth in the fixed income series of bonds offered by Centaur. The first bond in the series, the CNRB, was awarded ‘Best Fixed Income Bond – Middle East and Africa’ in 2015 by Wealth and Finance International.

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Corporate Guarantees

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Share Pledges

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Asset Backed Security

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Shareholder Guarantees

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Steps in Rights

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Debtor Book Security

Generating returns for you

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You make your investment and get to choose the term and associated annual coupon (ranging from 3 years to 5 years and 6.25% to 7.75% annual coupon) that meets your individual investment requirements.

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You receive your monthly coupon paid direct to your bank account.

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Centaur Asset Management manage the security of  your investment.

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At the end of the term you receive your original investment back in full in nominated bond currency.

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Structure and Key Parties

Investment advisor – Centaur Asset Management Ltd.

Bermuda Listing agent – Cohort, Bermuda

Principal Bank – Santander

Custodian & Paying Agent – GCS

Auditor – KPMG Ltd.

Question & Answers

How many Centaur Fixed Income Bond can I apply for?

As many as you like, up to a maximum of $25,000,000.

What amount is being raised?

We are looking to raise up to $25,000,000. We will start issuing Centaur Fixed Income Bond once we receive valid subscriptions for at least $500,000.

Who can invest in Centaur Fixed Income Bond?

Qualified Investors (within the meaning of Section 1 of the Bermuda Stock Exchange Listing Regulations) may subscribe for bonds with a value of $100,000 (or GBP £ equivalent); or less if the Qualified Investor meets one of the suitability tests set out in the Subscription Form.

What return do I receive on my investment and is the interest rate fixed?

The Centaur Fixed Income Bond III will yield a return of between 6-10% on your investment, depending on the term of the bond that you choose. For example, if you invest $100,000 in a 5 year bond, you will receive $10,000 per annum, totaling $50,000 over the full term.

Is the Centaur Fixed Income Bond suitable for SIPPs and ISAs?

Centaur Fixed Income Bond are eligible for investment by a UK Self Invested Personal Pension (SIPP), and for Individual Saving Accounts (ISAs) as the bonds are classed as ‘bonds’ or ‘debt securities’ listed on a ‘recognised stock exchange’ approved by UK HM Revenue & Customs. Should you or your financial advisor have any queries, please contact Centaur for any further information or clarification.

Can I pay by installments or top up on my holding of Centaur Fixed Income Bond?

Unfortunately, you will not be able to pay for your Centaur Fixed Income Bond in installments, nor can they be topped up unless the Centaur Fixed Income Bond is still open for subscriptions at that time. You can however invest into other Centaur bonds or products, please contact Centaur for further details of investment products available.

How do I get my money out?

The Issuer will repay all Centaur Fixed Income Bond upon maturity. You will have no right to redeem your Bonds prior to the end of the 3 year fixed term, however the Issuer may, at its option, repay all or part of the Centaur Fixed Income Bond at any time together with a 2% redemption bonus. The Centaur Fixed Income Bond are transferable, meaning they can be sold, traded or transferred during the term.

Are the Centaur Fixed Income Bond transferable?

Yes, the Centaur Fixed Income Bond are transferable and they can be sold, traded, and/or transferred.

Might I be repaid before maturity?

Under the terms of the Centaur Fixed Income Bond, the Issuer does reserve the right to redeem the Centaur Fixed Income Bond, with interest and a 2% redemption penalty prior to maturity.

Do I need to discuss the Centaur Fixed Income Bond with a financial advisor?

We strongly recommend that you do seek the advice of an independent financial advisor.

Does holding Centaur Fixed Income Bond mean I own shares in the company?

No, Centaur Fixed Income Bond are not convertible into shares and the Bondholder does not have any ownership interest in the company/Issuer.

Can I receive a paper version of the application form?

Yes, if you wish to receive a paper version of the Subscription Form, please contact Centaur.

I would like to buy Centaur Fixed Income Bond, what do I do now?

Please refer to the ‘How to apply’ section within this document.

Why does the Centaur Group need the money?

The proceeds from the Centaur Fixed Income Bond will be utilised by the Centaur Group to expand current mining operations in South Africa.

Why don’t you raise the money from the banks?

The bank interest rates in South Africa are generally between 8-10% on the South African Rand. Local banks within South Africa generally only lend in South African Rand as South Africa has reserve bank controls on its, and other, currencies. Centaur prefers its funding exposure to be in USD, which reduces the options for traditional bank financing within South Africa and allows Centaur to raise funds from the bond market(s).

What happens if any part of the Centaur Group goes bust?

To protect Bondholders, the Bonds are issued by Centaur Group Finance Ltd (“CGF”) acting in respect of its ‘segregated account’ #1 ‘Centaur Fixed Income Bond’ (the “Issuer”). The Issuer’s only activities will be to issue the Centaur Fixed Income Bond and repay the interest and capital to Bondholders in accordance with the terms of the Offering Memorandum and Deed Poll.

Centaur Investments is a brand name of Centaur Asset Management Ltd ("CAM").

CAM is a Bermuda exempt company, having its registered office address at Cedar House, 41 Cedar Avenue, Hamilton HM12, Bermuda and its principal place of business at Emaar Boulevard Plaza Tower 1, Level 11, Unit 1102, Burj Khalifa Downtown, Dubai, United Arab Emirates. CAM is registered under the Bermuda Companies Act 1981 and is approved and authorised by the Bermuda Monetary Authority.